Investment Planning

Caoncept of making you money grow, isolated on white


Mastering your finances really is surprisingly easy and simple. You don’t need to understand concepts such as market timing, forecasting, hedging, derivatives, mean reversion, portfolio optimization, risk adjustment returns, or standard deviation. All you need is the simple knowledge to be able to invest wisely and successfully.

According to Mr. Buffet, there are two rules to follow when it comes to investing:

RULE #1: Don’t lose your money

RULE #2: Don’t forget Rule #1

To become a successful investor, you must have an understanding of what the different types of investments are.

Here’s a list of the different types of investments that are available to us:

  • Bonds
  • GIC
  • Mortgages
  • Precious Metals
  • Real Estate
  • Stocks
  • Treasury Bills


These are some effective “strategies” that can be used to invest in any of the above investments.

  • Mutual Funds
  • Segregated Funds
  • MIC ( Mortgage Investment Corporation)
  • Syndications
  • Limited Partnerships
  • Trusts
  • Do It Yourself


An example of how you can go about the decision making process before investing can look like this.

Let’s say you would like to invest in MORTGAGES. There are 4 ways you can go about doing this:

  1. Do it yourself
  2. Use a Mutual Fund
  3. Use a Syndication
  4. Use a Mortgage Investment Corporation (MIC)


And always keep in mind that any investments that you choose must meet the following criteria.

  1. Safety
  2. Liquidity
  3. Attractive rate of return